International Business Seminars

1. International Business Seminars (IBS) are sponsored and operated by Academic Tours, Inc., an Arizona corporation. The Applicant for the European Business Seminar program agrees to directly pay Baylor University a  non-refundable deposit of $1,000 upon acceptance to the European Business Seminar program. The subsequent payments will be made directly to International Business Seminars. The First Program Payment of $3,899 is due on February 28, 2020. If you are purchasing airfare through International Business Seminars, payment for your airfare will also be due on February 28, 2020 in addition to the First Program Payment. The Second Program Payment will consist of the remaining balance of $3,096 and this will be due on or before March 28, 2020. Online payments are available for an additional 3% handling fee.
2. There will be a $50 service charge added to any returned checks for insufficient funds or any other abnormality.
3. International Business Seminars shall not be responsible for any acts or omissions of the airlines including but not limited to cancelled or delayed flights.
4. In the event the applicant cancels his or her registration, any refund shall be made according to the established refund policy of International Business Seminars. Refund of monies already paid will be subject to the following conditions.
   1. All cancellations must be received by International Business Seminars in writing.
   2. The initial $1000 deposit is non-refundable.
   3. If the written cancellation notice is received after March 28, 2020, no refund will be made of any monies received for any reason.
   4. After commencement of the European Business Seminar program, no refund of monies shall be made under any circumstances.
   5. Medical problems are not considered a valid reason for cancellation by International Business Seminars as all services are paid well in advance. Travel cancellation insurance is therefore highly recommended if appropriate for your situation.
5. Applicant assumes and releases International Business Seminars, its officers, directors, employees, and agents from all risk of loss, additional expense, damages and/or injury caused by or due to any of the following:
   1. Changes in travel plans and/or Seminar attendance made by applicant for any reason including but not limited to personal emergencies.
   2. The acts and/or omissions of any common carrier, airline, railroad, motor coach or bus company, hotel, restaurant, tour guide, act of God, natural disaster, war, armed conflict, or terrorist action.
   3. Changes in international exchange rates of foreign currencies.
   4. Changes in fees, rates, and tariffs of any third party contracting to supply goods or services to International Business Seminars for the European Business Seminar program.
   5. Changes in schedule due to the acts or omissions, including the withdrawal of any hosts, or Seminar participant, or due to any other cause.
6. I hereby hold harmless and release International Business Seminars, its officers, directors, employees and agents from any and all legal liability for any personal injury, property loss, or consequential damages during or resulting from the European Business Seminar program.
7. I hereby consent to the use of my photograph or likeness by Academic Tours, Inc. dba International Business Seminars for the purpose of advertising or promoting international seminars or for such other purposes as may be determined from time to time by International Business Seminars. In addition, I allow IBS to distribute my email and contact information to other seminar participants. IBS will never sell or give your contact info to any third parties.
8. If the European Business Seminar program is canceled by International Business Seminars due to extenuating circumstances (wars, strikes, states of emergency, act of God, etc.) participants shall have the option to accept a complete refund of all payments made, except for the non-refundable $1000 deposit, or of selecting to participate in the European Business Seminar program in the subsequent year. In the event of extenuating circumstances as described above, International Business Seminars reserves the right, at its discretion, to change any part of an itinerary, or the hotels, or the mode of transportation without notice and for any reason. In the event of a substantial reduction in the services rendered or specified, however, a proportionate refund may be made for the amount that International Business Seminars is able to obtain a refund.

I warrant that I have read this document, understand its content, and that I am 18 years or older and have full authority to execute this instrument and that I have executed this instrument voluntary and of my own free will.