When traveling internationally for short-term study abroad programs, having the right credit card can provide peace of mind. Here are some key points to consider.
Additional Protections
Look for credit cards that offer extra protections such as a reimbursement and timely replacement for international travel. Being far from home in unfamiliar territory can be daunting, so having a card that ensures a safe and comfortable experience is important.
No Foreign Transaction Fees
Avoid credit cards that charge foreign transaction fees, which can add up quickly. Opt for cards that waive these fees to save money on expenses like hotels, dining, and shopping. Note that some cards that don’t charge foreign transaction fees do charge an annual fee.
Travel Insurance
Seek cards that provide travel insurance coverage. This can include trip cancellation and interruption insurance, as well as baggage delay and trip delay reimbursement. These protections offer reimbursement for nonrefundable expenses and help with unexpected travel issues.
Bonus Points on Travel Expenses
Choose credit cards that reward you for travel-related expenses. Look for cards that offer bonus points on airfare, hotels, rental cars, and dining, allowing you to earn points to cover future trips.
Welcome Bonus Offers: Take advantage of high welcome bonus offers when selecting a credit card for international travel. Look for cards that provide substantial bonus points or miles after meeting spending requirements within the first few months of card membership.
Chip-and-PIN Technology
Opt for credit cards with chip-and-PIN technology, especially if you’re traveling in Europe. This technology is more secure and widely accepted, making it easier to complete payments abroad.
When it comes to traveling internationally for your short-term study abroad program, having the right credit card can enhance your experience. By selecting a credit card with no foreign transaction fees, travel insurance coverage, bonus points on travel expenses, valuable travel perks, a generous welcome bonus offer, and chip-and-PIN technology, you can enjoy peace of mind, financial savings, and added convenience during your time abroad. Remember to compare different credit cards and choose the one that aligns with your specific needs and preferences. Important to also note that not all credit cards are accepted universally. Best check the credit company’s map and read reviews to ensure you don’t travel with a card that will not be accepted at local businesses. With the right credit card in your hand, you can worry less about logistics and make the most of your international adventures.
